DEVELOPMENT OF A CONCEPTUAL APPROACH TO PROVIDING ECONOMIC SECURITY OF BANKING INSTITUTIONS AT THE STATE LEVEL

Abstract

Over the twenty years of Ukraine's independence, the category of "bank" has evolved from a purely institutional economic category into a socio-political category, and in the face of the financial crisis, a litmus test to determine the stability of Ukraine's socio-political and economic independence. Recall that the main essence of the bank, its basis is the organization of the monetary process and the imitation of banknotes. Unfortunately, in times of political instability, the banking system has evolved from a financial transformation tool to a tool of social influence and social conflict. A strong financial system can only be provided that it relies on self-sufficient, scientifically capacious, competitive own production. According to the criteria of American economic science, we have the collapse of the monetary system, because, first, people's savings are not transformed into investments and, secondly, our banking system does not credit our own production. Therefore, in order to create a market economic system in Ukraine, it is necessary to solve the problem of creating a banking system that reflects the interests of Ukraine and not the interests of the countries of elitism - in conquering the Ukrainian market and its financial enslavement, which is much more important and more complex than the solution, for example total privatization. Reforms in Ukraine emphasize that the formation of new approaches to socio-economic transformation should be based both on the results of scientific analysis of their own trajectory of development and on generalizing global trends, including understanding the nature of the current global crisis. The world is entering a new era, characterized by a significant increase in the unpredictability and uncertainty of development, when different crises will constantly arise and disappear in different local areas of the world economy, periodically joining chains and forming a global crisis. In these global fluctuations, only social development that relies on a competitive economy can be sustainable; developed domestic market; a national manufacturing facility that fully exploits the potential of transnational capital and guarantees the country's economic security; a balanced social structure and an effective political system.