DO NGUYEN THI MY DUNG; CHAU THI THU NGAN. FACTORS INFLUENCING SMALL AND MEDIUM ENTERPRISES’ DECISION TO APPLY FOR BANK LOANS: A QUANTITATIVE ANALYSIS IN VIETNAM. Economics, Finance and Management Review, [S. l.], n. 1(17), p. 78–88, 2024. DOI: 10.36690/2674-5208-2024-1-78. Disponível em: https://public.scnchub.com/efmr/index.php/efmr/article/view/277. Acesso em: 17 may. 2024.